Planned fund changes
DPCS uses published seasonal rules to show a model allocation and planned changes. It is not a daily market-guessing workflow.
My TSP Beacon
Rules-based TSP guidance built around the presidential cycle.
Three strategy choices use presidential-cycle research and disciplined risk management to guide planned TSP fund changes.
Educational model guidance, not personalized advice. You control every transfer; My TSP Beacon cannot access your TSP account.
Public Overview
Evidence first, execution still manual.
The public site explains the Rules-based TSP allocation model, the available strategy options, and historical evidence. Full calendars, current subscriber action detail, alerts, account preferences, history, and support diagnostics stay behind authenticated subscriber access.
How It Works
Three strategy choices, informed by four presidential-cycle years.
Four presidential-cycle years
The research separates four presidential-cycle years: post-election, midterm, pre-election, and election years because their historical seasonal patterns have not behaved the same way.
Historical research
Compare three strategies using historical model results and their stated sample periods. Backtests are not actual subscriber returns and do not guarantee future results.
Subscriber action remains manual
Subscribers see the current target, upcoming reminders, and calendars. The portal does not access TSP accounts or place interfund transfers.
Active vs Passive
Why consider a rules-based active approach?
Passive
A lifecycle or buy-and-hold approach can be easier to maintain and may fit people who do not want to monitor a transfer calendar.
DPCS methodology
A rules-based active approach can make sense for subscribers who want a published seasonal model, visible alerts, and a record of planned changes.
How to compare
Compare return, drawdown, volatility, activity, and the burden of manual execution. The DPCS methodology does not imply active is categorically better for every investor.
Strategies
Choose the approach that fits how actively you want to manage your TSP.
Lower activity
Backtested modelLow Maintenance
Designed to capture meaningful presidential-cycle seasonal tendencies with fewer planned allocation changes.
- Historical annualized return
- 23.66%
- Worst drawdown
- -22.80%
- Activity
- 9.82 IFT/year
Historical sample: Governed daily replay; 2,766 rows.
Full calendar available to subscribers only.
Higher activity
Backtested modelMax Performance
Follows more favorable seasonal windows with a fuller schedule for subscribers comfortable tracking more planned moves.
- Historical annualized return
- 26.79%
- Worst drawdown
- -33.38%
- Activity
- 20.92 IFT/year
Historical sample: December 29, 2014 through December 26, 2025.
Full calendar available to subscribers only.
Max base plus defensive overlay
Backtested research modelMax Resilient
Starts with the Max Performance base and can move defensively when at least two of three stress categories are elevated.
- Historical annualized return
- 25.55%
- Worst drawdown
- -26.67%
- Activity
- 20.83 IFT/year
Historical sample: December 29, 2014 through December 26, 2025.
Research model. Current/YTD results remain unpublished pending source-use authorization.
Subscriber view shows Max base calendar plus overlay status.
What Subscribers Get
Current model guidance with the account actions kept separate.
Current allocation
See the current model target for each available strategy.
Next planned move
View the next scheduled IFT date and the intended from/to fund change.
Strategy calendars
Compare the lower-activity, fuller-schedule, and defensive-overlay views.
Performance context
Review YTD paths and a five-year growth comparison against TSP benchmarks.
Alerts and account preferences
Set email and push reminders around advance and due-today action windows.
History and support capture
Keep model history separate from personal execution confirmations for support review.
Historical Model Performance
5-Year Growth of $10,000
December 28, 2020 through December 26, 2025. Daily-path comparison over the most recent complete common interval. Historical/model results are not actual subscriber performance.
Low Maintenance $22,241
Max Performance $34,937
Max Resilient $34,827
C Fund Buy & Hold $19,940
S Fund Buy & Hold $13,715
L 2040 $15,745
Daily path/share-price observations only; no CAGR extrapolation, proxy, or estimated benchmark data. Public chart labels do not disclose subscriber action dates.
| Strategy / Benchmark | $10,000 Ending Value | Annualized Return | Volatility | Sharpe | Sortino | Worst Drawdown | Activity |
|---|---|---|---|---|---|---|---|
| Low Maintenance | $22,240.60 | 17.36% | 16.94% | 1.02 | 1.54 | -22.80% | 9.82 IFT/year |
| Max Performance | $34,937.45 | 28.47% | 17.07% | 1.67 | 2.58 | -19.73% | 20.92 IFT/year |
| Max Resilient | $34,826.82 | 28.39% | 16.88% | 1.68 | 2.61 | -19.73% | 20.83 IFT/year |
| C Fund Buy & Hold | $19,939.69 | 14.82% | 16.99% | 0.87 | 1.26 | -24.49% | Buy & Hold |
| S Fund Buy & Hold | $13,714.75 | 6.53% | 22.67% | 0.29 | 0.41 | -36.21% | Buy & Hold |
| L 2040 | $15,745.25 | 9.52% | 11.53% | 0.83 | 1.20 | -20.03% | Buy & Hold |
Long-Term Backtested Performance
Long-term backtested model research uses the sample shown for each strategy. These windows differ from the five-year comparison above; results are not live subscriber performance.
Annualized return
Low Maintenance
23.66%
Max Performance
26.79%
Max Resilient
25.55%
Transfers per year
Low Maintenance
9.82 IFT/year
Max Performance
20.92 IFT/year
Max Resilient
20.83 IFT/year
| Long-Term Research Context | CAGR | Annualized Std Dev | Sharpe | Sortino | Worst Drawdown | IFT/year |
|---|---|---|---|---|---|---|
| Low Maintenance Governed daily replay; 2,766 rows |
23.66% | 15.93% | 1.41 | 2.41 | -22.80% | 9.82 IFT/year |
| Max Performance December 29, 2014 through December 26, 2025 |
26.79% | 17.64% | 1.43 | 2.31 | -33.38% | 20.92 IFT/year |
| Max Resilient December 29, 2014 through December 26, 2025 |
25.55% | 16.19% | 1.49 | 2.39 | -26.67% | 20.83 IFT/year |
Detailed calendars, current allocations, and alerts are available to subscribers.
Plans
Beta now; pricing and self-service plans before paid launch.
Current allocations, alert deadlines, full calendars, account tools, and support capture stay behind subscriber access.
Join Beta
Beta access is invitation-led while account, security, and billing flows are prepared for paid launch.
No plan prices are displayed in this build.
Roadmap
- Join Beta
- Explore Plans
- Sign In
- Future paid plans and pricing after beta
Max Resilient current/YTD
Not yet available
2026 YTD model result is not yet available.
L 2040 current/YTD benchmark
Not yet available
Official L 2040 rows are present, but the current/YTD benchmark is held until its source reaches the same as-of date as the certified tracker.
Invite-code redemption
Sign-in required
Beta invite codes are redeemed after sign-in with the current disclosures acknowledged.
Phone/SMS account field
Deferred
Phone collection and SMS delivery remain excluded from the subscriber account page.
Beta Access
Request beta access or sign in.
Beta access is by invitation. Requesting access does not create an account or guarantee an invitation.
Have an invite code? Sign in to redeem your invite.
Request beta access with email only, or sign in to redeem an invite code from onboarding.
Disclosures
Important limits.
- Historical/model results are not actual subscriber performance.
- Past performance does not guarantee future results.
- Subscribers remain responsible for any TSP account action; the portal does not automate TSP transfers.